Step 1 Preheat oven to 220°C. Combine onion, garlic, tomatoes, pumpkin, courgettes, capsicum, oregano and oil in a large baking dish. Bake for 30 minutes or until vegetables are soft.

Step 2 Use a stick blender or a food processor to purée vegetables in batches (leaving a bit chunky), with beans, stock and milk. Pour mixture into a saucepan and heat through.

Step 3 Grill one side of each bread slice. Turn over, sprinkle with cheese and grill until melted. Serve with soup.